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181 Metro Drive, Suite 700, San Jose, CA 95110, USA

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FICO

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Analytics Company Helping Businesses Make Better Decisions and Drive Growth

FICO is an analytics company that helps businesses make better decisions to drive higher levels of growth, profitability, and customer satisfaction.

The company is the world's leading provider of analytics software, solutions, and services that transform the way organizations understand their customers and optimize business processes around them.

FICO enables clients to deploy fully interpretable real-time analytics and ML, leveraging the best AI models in the market. The company's high-performance solvers help firms find solutions to their most complex business problems, maximizing desired outcomes. With open standards for decision modeling, business rule automation, and human-in-the-loop AI, FICO empowers financial institutions to make data-driven decisions and stay ahead in a rapidly changing market.

Analytics Company Helping Businesses Make Better Decisions and Drive Growth

FICO is an analytics company that helps businesses make better decisions to drive higher levels of growth, profitability, and customer satisfaction.

The company is the world's leading provider of analytics software, solutions, and services that transform the way organizations understand their customers and optimize business processes around them.

FICO enables clients to deploy fully interpretable real-time analytics and ML, leveraging the best AI models in the market. The company's high-performance solvers help firms find solutions to their most complex business problems, maximizing desired outcomes. With open standards for decision modeling, business rule automation, and human-in-the-loop AI, FICO empowers financial institutions to make data-driven decisions and stay ahead in a rapidly changing market.

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Featured Content (2)

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L M
9 months ago
added featured whitepaper
assessing-the-risks-different-credit-scoring-models-and-impacts-on-the-mortgage-market image
Assessing the Risks: Different Credit Scoring Models and Impacts on the Mortgage Market

This independent research report shows why minimum scoring criteria adds reliability to a credit score and how removing it makes the credit score both less predictive and in the long run more costly for everyone. Kroll analyzed the credit failure rate over a two-year period across a data set of 40 million credit scores from individuals who had either a FICO Score or an alternative score in which FICO’s minimum scoring criteria are not used. 
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M S

a Director the Operations

1 year ago
added featured whitepaper
measuring-consumer-resilience-to-economic-stress-using-the-fico-resilience-index image
Measuring consumer resilience to economic stress using the FICO® Resilience Index

FICO - FICO Scores are designed to rank-order the expected future payment performance of consumers’ credit obligations based on their observable credit bureau attributes, irrespective of the economic environment. Lenders may calibrate FICO Scores based on their own loan portfolios’ recent performance to predict the odds of satisfactory payment performance. However, disruptions to the economic environment can change these repayment odds in a way that differs from a lender’s calibrated estimates, leading to discrepancies between predicted and actual future default odds, and therefore to sub-optimal decisions and analysis results. Such disruptions reveal “latent risks” across portfolios that only manifest themselves during periods of economic stress. Read the white paper to learn more.

Authored by: FICO

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181 Metro Drive, Suite 700, San Jose, CA 95110, USA

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Minneapolis

901 Marquette Ave, Ste 3200, Minneapolis, MN 55402-3205, USA

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Minneapolis

901 Marquette Ave, Minneapolis, MN 55402-3205, USA

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Minneapolis Location

901 Marquette Ave, Minneapolis, MN 55402-3205, USA